Vista Land & Lifescapes, Inc. stocks - 70% off

My prediction of upward movement of the stock market as mentioned in my previous post is yet to happen.

Reviewing Philippine Stock Market data for last weeks trading, I discovered that there are a lot of bargain stocks. Among the stocks that caught my attention was Vista Land & Lifescape, Inc. (VLL) which closed today at P1.16, is trading at a discount of almost 70% (BV is P3.76)

I will post a buy to this stocks and will hold it for long-term.

Although, the company:

• Posted net income is lower than the previous period by P500M
• Involvement of its perceived owner Sen. Villar to the Budget brouhaha
• Real property sector growth for the near future is seen to slow down due to the global financial crisis re: the OFW market
  

The bright prospect overshadowed the perceived downside:

• Trading at 70% discount
• Positive Retained Earning - P4.5B
• Posted a net income for the semester - P1.5B
• Diversified real property products, market and location
• Low D/E ratio of 32%
• Paying dividend (latest was April 2008 @ P0.067/share)
• Supports its stock price thru buy-backs

Stock Market Crash=Opportunity

Today, the stock market worldwide crashed to record lows, Dow Jones dropped more than 20% in a week time. I see the reason of this is more of panic and fear rather than of logic.

This signals a good buying opportunity, may it be for short or long term. The stock market, as fear and panic died down, which I think in just a matter of days, will be going to correct to, also, more than 20%.

Investors will come to their senses. Soon people will have a second look and see bright prospects to the future effect of the US bail-out plan and interest rate cuts.

But, just a word of caution, proceed with extreme care. Ideally, one should buy only stocks of companies with:

• Strong/good fundamentals - low Price-to earning (PE) ratio (10 and below) and Price-to-book Value (PVB) (below 0.80); Consider also if with positive Retained Earnings account and if possible low (below 1:1) debt-to-equity ratio


• Good prospects - no or with minimal (below 1%) exposures to bankrupt companies; impact/effect of recession to its operation, in case it materialized, will be minimal, e.g., its products are basic necessities/services (utilities, communication, medicine, medical services, food, etc.). Since oil prices are currently on a decline - transportation sector have a good prospect for now, although will be affected by lesser demand re: product movements. While electronics, properties, leisure, manufacturing, and consumer/retailers will have a hard time.

In my opinion, though, the sell-off for the past day, sets for a rebound even without considering the above guide. In the Philippines, as of today, good stocks to buy are:

• PLDT (TEL) - good fundamentals, actively traded - can be for short or long trading (Closing Price (CP) - P2,245.00)



• Globe (GLO) - has good fundaments, actively traded - for long term (CP-P930.00)



• Philodrill (OV) - this an oil exploration and drilling company. Although fundamentals of this company are not good - i mean, PVB is at high of 2.68 and PE ratio is at 120, its prospects are very good - another oil find in Palawan seas. It previous find is now producing oil. Its production volume is equivalent to 6% of the country's oil demand. This stock is for long term. Another bonus is its stock rights offer (1 for every 4 shares at P0.01) with an ex-date of October 13, 2008. (CP-P0.024)



• Other good stocks with good fundamentals are: Alliance Global (AGI), Megaworld Properties (MEG), Filinvest Land (FLI), DMC Holdings (DMC), San Miguel Corp. (SMC), Ayala Corp. (AC), and Philix Mining (PX).

I'm buying on Moday.

Want to make money online?

I received an email from my yahoo group, a member asking for tips in making money online.

Although I am newbie in making money online, offered my advice based on my experience in this field. Maybe you too can try it for yourself:

Here it is:

Extra money just by being online. Tried it myself a week ago, earn me a little, but that's not bad at all.. extra money for free. It will not cost you a dime.

1.) Get paid by answering surveys. This pays you $6.00 on your initial survey and $4.00 for every survey therafter. Have $27.00 on my first day. Interested? Click here. Free to join.

2.) Get paid by viewing websites. This not much money, you've got to click many times before earning about $0.10 but what the heck, you wont lost a thing. Free to join (Click here)

3.) Create you website or blog and post advertisement . It is free to join. (Click here)

4.) Another one is get paid by reviewing posts

5.) Writing (blogging) post about things you love. Will pay you from $5.00 to $125.

6.) Another survey site that pays you (dont earn yet from this, have not qualified yet for their survey) (Click here)

Have tried above sites and it is FREE to join.

Hope it will help you even in little way.

Here are samples of my blogsite and how i monetized (read: make money) from them:

about my hometown in the philippines

about my journey to loss weight

about just anything

Why I blog?

Most probably you are reading this because I've told you about my blog which means I know you personally. I lead you here because I told you about blogging..


Here are my reasons for doing it:


1. To share my thoughts and air my views about things close to my heart



2. To connect with people with the same interests

3. Learn the world of bloggers, the internet, the cyberspace.


4. Contribute, in one way or another, in changing the world (Tall order!) :)

5. Earn extra income (Hmmm, interesting?)



Personally, I just learned about it last month. I am enjoying it tremendously, learning so much in the internet, at the same time sharpening my writing skill, and connect with my creative and artitistic side. It is really fun.



Be a blogger too. Let's connect and shout to the world our thoughts.

7 ways to become rich

There are many ways to become rich, but these steps are just products of my research and experiences.

1. Believe You Can Be Rich

First, you have to believe that you can be rich. You have to believe that you have the capacity and the ability to achieve financial wealth. All endeavors should start in your belief that you are on your way of gaining much wealth. As the saying goes, “What your mind can conceive your body can achieve,” so believe first, then you will see.

2. Exert an Effort to Find Ways

You can never achieve something just by imagining, you have to do something. Becoming Rich is a journey, one author says, so there must be steps and ways to fulfill our dreams. So, don't just wait and imagine, find ways!


3. Learn From the Experts

It is a source of encouragement to know people how they have succeeded in their quest for wealth. We can gain ideas from their experiences. So, it's good to read Biographies of Business men who have become rich. And learn from them.

4. Invest Your Savings

There can never be returns with out investing something. First you have to save from your earnings, and then invest those savings to earn even more. There are also many ways to invest. You can put up your own business or buy shares from stock market.


5. Enter Into a Business

By entering into a business, you become an entrepreneur. You then become your own boss! I hope you don't plan to be an employee for the rest of your life. You can start a small business even while you are still working. Find your interests, maybe you can begin with that. Most of the wealthy people are those who are in business.

6. Value Time as an Investment

Don't ever waste your time. Time is gold, so it is precious, use time wisely. If you don't have anything to do, try to read good books or anything that has to do with improving yourself. There are Magazines and books that deal with starting a business. You can learn from them.

7. Enjoy Your Life of Being Rich

“Health is Wealth”, so a healthy wealth is that something you can enjoy. You can enjoy your life of being rich when you know you haven't abuse someone in order to gain that wealth. You can enjoy also when you know you have helped someone achieve to goals of life. So then, let it be your ultimate goal in life is to become happy, especially when you have become Rich.

How to increase blog traffic

Simple Ways to Get Your Blog Noticed in the Blogosphere
The blogosphere is a big and busy world with over 100 million blogs and growing. How do you attract visitors to your blog? Follow these simple tips to drive traffic to your blog.
1. Write Well and Write Often
Frequently updating your blog with useful content is the first step to building your blog's audience. The content you write is what will keep readers coming back for more. Make sure you have something meaningful to say to them and say it often to maintain their interest and keep them loyal.
Furthermore, post frequently to increase the number of chances you have for your blog's content to be noticed by search engines such as Google or Technorati.
2. Submit Your Blog to Search Engines
Get on the radar screen for the popular search engines such as Google and Yahoo! by submitting your blog's URL to them. Most search engines provide a 'Submit' link (or something similar) to notify the search engine of your new blog, so those search engines will crawl it and include your pages in their results.
It's important to understand that simply submitting your blog to search engines doesn't mean your pages will appear at the top of a Google search results screen, but at least your blog will be included and will have the chance of being picked up by a search engine.
3. Use and Update Your Blogroll
By adding links to sites you like in your blogroll, the owners of those blogs will find your blog and will be likely to add a reciprocal link in their blogrolls. It's an easy way to get the link to your blog in front of many readers on other blogs. The hope is that some of those readers will click on the link to your blog on the other blogs' blogrolls and find your content interesting and enjoyable turning them into loyal readers.
4. Harness the Power of Comments
Commenting is a simple and essential tool to increase your blog's traffic. First, respond to comments left on your blog to show your readers that you value their opinions and draw them into a two-way conversation. This will increase reader loyalty.
Second, leave comments on other blogs to drive new traffic. Make sure you leave your blog's URL in your comment, so you create a link back to your own blog. Many people will read the comments left on a blog post. If they read a particularly interesting comment, they are highly likely to click on the link to visit the commentor's website. It's important to make sure you leave meaningful comments that are likely to invite people to click on your link to read more.
5. Syndicate Your Blog's Content with an RSS Feed
Setting up an RSS feed button on your blog makes it easy for your loyal readers to not just read your blog but also know when you publish new content.
6. Use Links and Trackbacks
Links are one of the most powerful parts of your blog. Not only are links noticed by search engines, but they also act as a tap on the shoulder to other bloggers who can easily identify who is linking to their sites. Linking helps to get you noticed by other bloggers who are likely to investigate the sites that are linking to them. This may lead them to become new readers of your blog or to add links to your blog from theirs.
You can take links to other blogs a step further by leaving a trackback on the other blog to let them know you've linked to them. Blogs that allow trackbacks will include a link back to your blog in the comments section of the post that you originally linked to. People do click on trackback links!
7. Tag Your Posts
It takes a few extra seconds to add tags to each of your blog posts, but it's worth the time in terms of the additional traffic tags can drive to your blog. Tags (like links) are easily noticed by search engines. They're also key to helping readers find your blog when they perform searches on popular blog search engines such as Technorati.
8. Submit Your Posts to Social Bookmarking Sites
Taking the time to submit your best posts to social bookmarking sites such as Digg, StumbleUpon, Reddit and more can be a simple way to quickly boost traffic to your blog.
9. Remember Search Engine Optimization
When you write your blog posts and pages, remember to optimize your pages for search engines to find them. Include relevant keywords and links but don't overload your posts with too many relevant keywords or completely irrelevant keywords. Doing so can be considered spamming and could have negative results such as your blog being removed from Google's search entirely.
10. Don't Forget Images
Images don't just make your blog look pretty, they also help people find you in search engine listings. People often use the image search options offered by Google, Yahoo! and other search engines, and naming your images with search engine optimization in mind can easily boost your traffic.
11. Consider Guest Blogging
Guest blogging can be done when you write a guest post on another blogger's blog or when another blogger writes a guest post on your blog. Both methods are likely to increase traffic as your blog will be exposed to the other blogger's audience. Many of the other blogger's readers will visit your blog to see what you have to say.
12. Join Forums, Web Rings or Online Groups
Find online forums, web rings, groups or social networking sites such as Facebook and LinkedIn where you can share ideas and ask questions of like-minded individuals. Add a link to your blog in your signature line or profile, so each time you post on a forum or participate in another online network, you're indirectly promoting your blog. Chances are many people will click on that link to learn more about you.
13. Promote Outside Your Blog
Promoting your blog shouldn't stop when you step outside the blogosphere. Add your blog's URL to your email signature and business cards. Talk about it in offline conversations. It's important to get your name and your blog's URL noticed offline, too.
14. Nominate Yourself and Other Blogs for Blog Awards
There are a number of blog awards given out throughout the year. Nominating yourself and other blogs and bloggers can draw attention to your blog and drive traffic to it.
15. Don't Be Shy
The most important part of the blogosphere is its community and much of your success as a blogger will be tied to your willingness to network with that community. Don't be afraid to ask questions, join conversations or just say hi and introduce yourself. Don't sit back and hope the online world will find you. Speak out and get yourself noticed. Let the blogosphere know you've arrived and have something to say!

Making money while blogging

Many bloggers want to find ways to generate an income from their blogs. Following are five tips to monetize your blog and start bringing in some money from your blogging efforts.
1. Advertising
Including advertisements on your blog is the most obvious way to derive an income from your blogging efforts. Ads can come in the form of text links or banner ads, and advertising options are available that you can easily tap into through pay-per-click, pay-per-post and affiliate programs online. Google AdSense, Amazon Associates, eBay Affiliates and Pay-Per-Post are just a few of the most common advertising programs available to bloggers.

2. Merchandise
Another simple way to monetize your blog is by selling merchandise through a service such as CafePress who will work with you to create custom items for you to sell through your blog.
3. Reviews
Bloggers can make money by reviewing products, events, businesses and more through blog posts.
4. Ebooks
A great way to bring in some revenue on your blog is by writing an ebook and offering it for sale through your blog. Ebooks are particularly successful for bloggers who have positioned themselves as experts in their fields and advertise their ebooks as additional or exclusive information just for readers of their blogs.
5. Donations
Many bloggers add a donation button to their blogs asking readers to make a monetary donation to keep the blog alive. Donations are also solicited with clever taglines such as, "If you like this blog, why not buy me a cup of coffee?" The donation link leads the reader to another website such as PayPal where the individual can easily make their donation.